How Can Foreigners Buy Property in Jordan? A Complete Guide | Sireen Properties

Jordan, a beautiful Middle Eastern country rich in history and culture, has increasingly attracted foreign investors and expats looking for real estate opportunities. Whether it's the vibrant city life of Amman, the calm of the Dead Sea, or the serenity of Aqaba, Jordan offers a range of appealing locations for property buyers.

But how easy is it for a foreigner to buy property in Jordan? The good news is—it's absolutely possible. However, there are procedures, rules, and approvals that need to be followed. At Sireen Properties, we specialize in helping international clients navigate this process with ease.

In this article, we'll walk you through everything you need to know about buying property in Jordan as a foreigner—from legal requirements and restrictions to the step-by-step purchase process.

Can Foreigners Own Property in Jordan?

Yes, foreigners can own property in Jordan , but with certain conditions and government approvals. The rules are slightly different depending on whether you're an individual or a foreign entity (such as a company), and the type and location of the property you intend to purchase.

The main law that governs foreign ownership is the "Acquisition of Immovable Properties by Non-Jordanians Law No. 47 of 2006." According to this law, non-Jordanians can acquire property subject to Cabinet approval and Ministry of Interior clearance.

Types of Properties Foreigners Can Buy

Foreigners are allowed to purchase:

• Residential property (apartments, villas)
• Commercial property (offices, shops, warehouses)
• Land (with specific limitations)

However, the government usually encourages foreign buyers to invest in urban areas, such as Amman, Aqaba, and Irbid, and may place more scrutiny on purchases in strategic or sensitive locations like border zones or tribal lands.

Key Legal Conditions for Foreign Buyers

Here are the key legal requirements and restrictions that foreign buyers need to be aware of:

1. Reciprocity Principle

Jordan applies the principle of reciprocity, which means citizens of countries that allow Jordanians to own property are generally granted similar rights in Jordan.

2. Approval from the Council of Ministers

Foreign property purchases are subject to approval from the Council of Ministers, based on recommendations from the Ministry of Interior and local municipalities.

3. Usage Period

In most cases, ownership is granted with the condition of usage. For residential property, foreigners are generally required to start using the property within a year of purchase and not leave it unused for extended periods.

4. Time-Based Ownership

In some cases, property ownership may be granted for a limited period (such as 50 years), especially for foreign companies or investors with large land acquisitions.

Step-by-Step Guide to Buying Property in Jordan as a Foreigner

At Sireen Properties, we simplify the real estate buying journey for our international clients. Here's a general breakdown of how the process works:

Step 1: Choose the Right Property

The first step is finding the property that suits your needs. Whether you're looking for a modern apartment in Abdoun, a villa in Dabouq, or a commercial unit in downtown Amman, our experienced agents can help you shortlist the best options.

Step 2: Legal Review and Title Deed Check

Once you choose a property, a legal due diligence process is essential. This includes verifying the title deed, checking for any mortgages, liens, or unpaid taxes, and confirming the zoning classification of the property.

Step 3: Submit Application for Foreign Ownership

After agreeing on terms with the seller, an application must be submitted to:

• The Ministry of Interior
• The Department of Land and Survey
• The Council of Ministers (in certain cases)

Documents typically required:

• Valid passport copy
• Residency permit (if available)
• Financial statement or bank proof of funds
• Copy of sale agreement
• Property title and map

Approval can take several weeks to a few months, depending on the location and type of property.

Step 4: Sign the Sale Contract

Once approval is granted, the final sale contract can be signed at the Land Department. This is a legally binding document and must be registered to complete the purchase.

Step 5: Registration and Title Transfer

The title deed is officially transferred to your name upon registration, and you will be issued a new ownership certificate. You are now the legal owner of the property.

Costs and Taxes Involved

Here are some of the common costs and fees associated with property purchases in Jordan:

• Transfer Fee: 4–6% of the property value (usually shared between buyer and seller)
• Registration Fee: Around 1% of the property value
• Legal Fees: Varies by lawyer; usually 1–2%
• Real Estate Agent Commission: Typically 2% of the purchase price
• Stamp Duty and Miscellaneous Fees: Minor charges apply during registration

At Sireen Properties, we provide a transparent breakdown of all costs upfront, so there are no surprises.

Financing Options for Foreign Buyers

Jordanian banks rarely offer mortgages to non-residents unless you have a local business or long-term residency. Most foreign buyers pay in cash or through international bank transfers.

Some banks may allow mortgages if:

• You have a Jordanian co-borrower or guarantor
• You hold a long-term investment visa
• You are buying through a Jordanian-registered company

Sireen Properties can connect you with local banks and financial advisors to explore your options.

Why Invest in Jordan?

• Strategic Location: Jordan sits at the crossroads of Asia, Africa, and Europe
• Political Stability: One of the most stable countries in the region
• Growing Real Estate Market: Especially in Amman and Aqaba
• Investor-Friendly Zones: Aqaba Special Economic Zone offers tax and customs advantages
• Cultural and Historical Richness: From Petra to the Dead Sea, the country is globally recognized

How Sireen Properties Can Help

Buying property in a foreign country can seem daunting, but it doesn't have to be. At Sireen Properties, we offer end-to-end services for international clients, including:

• Property search and site visits
• Legal and financial consultation
• Negotiation and contract drafting
• Application and government approval support
• After-sale services like property management

We've helped dozens of international buyers make Jordan their second home or investment hub—and we can help you too.

Final Thoughts

Jordan welcomes foreign investment, and buying property here can be a rewarding and profitable decision. However, the legal processes and bureaucratic approvals require careful handling. Whether you're relocating, investing, or purchasing a vacation home, make sure to partner with experts who understand the market.

At Sireen Properties , we're committed to making your property-buying journey in Jordan smooth, transparent, and successful.

Ready to start your property search in Jordan? Contact Sireen Properties today for a free consultation.